Kharee Shorter's Home Resource Blog

The Insurance Claim Process - The Principle of Indemnity in Insurance Law
Indemnification is the principle of restoring or reimbursing one to the full extent of their loss. The principle of indemnity is used exclusively in the property and casualty fields. Your insurance policy is a contract. This contract is personal, aleatory and a conditional contract of adhesion that [...]

The Insurance Claim Process - The Insurance Company & Your Public Adjuster
Having your own personal claims adjuster will ensure the utmost good faith would be adhered to in your insurance investigation. He or she will contact the insurance company for you and schedule the investigation and our team will take on all communications throughout the life of [...]

The Insurance Claim Process - Claim Management
When damage to property or a personal casualty event occurs due to crime like vandalism, theft or accidental damage occurs from negligence of old plumbing, bathtub overflow, leaking toilet or shower; First things first when filing your property claim. If a crime has been committed, call the police. Be as cooperative as possible with local [...]

Useful Phrases For Use At Work?
It always happens.  You?re looking for the perfect retort to a dim-witted co-worker, and it comes to you.  Problem is, it?s long after the opportunity has gone.  Here are a few phrases that might help you make your point at the office: I don?t work here ? I?m a consultant. Thank you.  We?re refreshed and challenged by [...]

Internet Offers Pet Travel Help
Going on vacation and leaving your trusted pet companion behind can be a traumatic experience ? for both of you.   And who can bear the sight of sad eyes as your pet watches you walk away from the kennel where you left them. Well, that doesn?t need to be the case.  There?s a new resource for [...]

Garage Door Home Safety Tip?
Make sure to test your garage door openers monthly to ensure the safety features are working properly.  To run the test, simply place a 2? x 4? board on the floor of the garage in the door?s path.  If the door does not properly reverse when it strikes the board, you will want to have [...]

Real Estate Corner?What is a Pre-Qualification?
We entered into a contract with someone who wanted to buy our home.  The agent representing the buyer presented us with a ?pre-qualification? letter from a lender.  Today we discovered the buyer was rejected for financing.  How can this happen? You allowed the term ?pre-qualification? to lull you into a false sense of security.  The loan [...]

Shrewd Job Interview Tactics?
Everyone wants to do their best during a job interview ? especially if it?s for a position you truly desire.  But did you know this:  If you?re one of the first candidates interviewed for a job, odds are you will not get hired? The first candidates frequently get overlooked simply because, after all the interviews are [...]

Real Estate Corner?Critical Phases of the Selling Process
We are thinking of selling our home, and heard there are four critical phases of the selling process we must examine with our agent.  What are those phases? If you?re selling your home, you need to be aware that there are four critical phases of the selling process.  A mistake in any of the phases can [...]

Computer Users Beware!
Your computer is under attack –  from malware, botnets, Trojan horses, worms and zombies.  They may sound like aliens, but they?re really malicious software than infects your computer without your permission, often for evil purposes. ?Malicious software is one of the biggest threats computer users face today,? says Jefferson County (CO) District Attorney Scott Storey.  ?Like [...]