The owner of Anthony and Cleopatra's Catering Hall in New Jersey, submitted a Wind/Rain claim to his insurance company. The insurance company was quick to offer to replace the entire roof and allow for some repairs to the inside of the building. The total settlement was just over $13,000.00. The roof replacement took up most of this settlement. The owner realized that he had to do more repairs than what the insurance company offered, since there was still a musty smell in the building. Most of this catering halls business was weddings. The owner, who owned the building free and clear, was about to take out a mortgage to make the repairs.
A few months later, Brad Johnson, currently a Regional Manager in Ohio, attended a banquet. During the banquet, Brad noticed water damage to the ceiling tiles. He spoke with the owner who told him that he felt the insurance company had paid more than he had expected. The owner agreed to allow the claim to be signed up, since Metro worked on a percentage of the settlement over and above the original settlement. The insured felt as though he had nothing to lose and welcomed the opportunity to have his claim re-opened. Dan Young, the Metro assigned adjuster, was able to successfully re-open the claim. In addition to the original offer of $13,000.00, Dan was able to convince the insurance company to agree to pay an additional $40,000.00. Now the property owner could replace all of the musty smelling carpet as well as replace all of the mismatched ceiling tiles that the insurance company thought was no big deal.
The best news of all was that a few months later, Anthony and Cleopatra's Catering Hall was named the best place in South Jersey to hold a wedding. Thanks to Brad's keen eyes, the owner of the catering hall was able to restore his catering hall the way it should have been.
I am a License and Bonded Public Adjuster in Pennsylvania, New Jersey and Maryland. My mission is to walk you down the path to the American Dream of homeownership and much more...