During the Blizzard of 1996, which dropped up to 36 inches of snow, a Doctor's 15,000 square foot house ends up with a total of almost five feet of snow on it's roof. Strong winds during the storm caused the large amount of snow to accumulate on the roof. Metro is hired to handle the claim. The Independent Insurance Adjuster hired by the Insurance Company meets with Dan Young, the Metro Adjuster, to inspect the loss. Shortly there after, an estimate is received from the insurance company for $30,000. Once Dan was able to pick himself off the floor from laughing so much, he began the negotiation process.
A new adjuster was assigned to the claim by the Independent Insurance Adjuster Company. The insurance adjuster brought his contractor out to inspect the loss with our Adjuster. Shortly there after, an estimate is received from the insurance company in the amount of $60,000. Amazingly, the loss was worth 100% more than the first adjuster had determined. Once Dan was able to pick himself off the floor from laughing so much, the negotiation process continued.
A third Adjuster was assigned to the claim by the Independent Insurance Adjuster Company. Within two weeks, the Independent Insurance Adjuster Company quits, refusing to handle the claim. The Insurance Company sends one of their in house adjusters to inspect the loss. After a few inspections with Metro's Structural and Architectural Engineers, as well as Metro's Adjuster, the insurance company adjuster is ready to make an offer. The settlement offer received by the insurance company was almost
Once Dan stopped jumping up and down off the floor, the claim was settled. Just imagine how much the claim would have settled for if the Doctor had not hired Metro. By the way, during the policy review, it was noticed that the Doctor had a shore home also. After an inspection of the shore home, another claim was written. The total settlement for this property was just over $25,000.
I am a License and Bonded Public Adjuster in Pennsylvania, New Jersey and Maryland. My mission is to walk you down the path to the American Dream of homeownership and much more...