Do you have enough homeowners insurance coverage to replace your home in the event of a total loss? 

​When people have purchased insurance and have suffered a loss, there is a certain peace of mind in knowing that insurance will soften the financial blow that would otherwise add further anxiety to a tragic situation.  All of that is destroyed if the insurance policy will not pay to replace your home to pre-loss condition.  Even worse, if it has significant limitations, deductibles and exclusions of coverage which leave uninsured losses.

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